Plum does not provide investment advice, and you as an individual investor should make your own decisions or seek professional independent advice. The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance is not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment.
Your e-money services are provided by either Modulr FS Limited or Plum Fintech Payments Limited, depending on when your account was set up. We are in the process of transitioning all e-money services to Plum Fintech Payments Limited. New accounts will be onboarded directly to Plum Fintech Payments Limited starting from October 2026, and existing accounts will also be migrated. Existing users will be notified by email when your account provider has been updated. To check which entity currently provides your e-money services, please contact our support team.
Your account and related payment services are provided by Modulr FS Limited. Plum Fintech Limited is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this.
Plum is also registered with the Financial Conduct Authority as an e-money agent of PayrNet Limited, which is an e-money institution also authorised by the Financial Conduct Authority (Firm Reference Number: 900594). The Plum Visa Debit is issued by PayrNet Ltd pursuant to licence from Visa. PayrNet Ltd is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011.
Plum Fintech Limited is a registered account information service provider with the Financial Conduct Authority (Firm Reference Number: 836158). Plum is a trading name of Plum Fintech Limited.
Your account and related payment services are also provided by Plum Fintech Payments Limited, a company registered in England and Wales with company number 15660845, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 1023776) for the issuance of electronic money and payment services. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011.
Saveable Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 739214) to carry out investment and credit broking services. Plum and Plum Money is the trading name of Saveable Limited.
Plum is registered with the Information Commissioner's Office, with registration number: ZA217685.
Plum offers various products of which some are covered by the Financial Services Compensation Scheme (“FSCS”) whilst others are not. The FSCS does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011. For more detail on how your money is protected please see here.
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