Hey there, MoneySavingExpert reader 👋

If you sign up now, you'll earn 1.5% on the money you automatically save with Plum over the first 6 months. Watcha waiting for?

Terms & conditions apply.

Hello, what are you saving for?

Plum is your personal savings assistant — it lives in Facebook Messenger, monitors your daily spending and automagically sets money aside for you. Because saying “#yolo” is a bit too tempting sometimes.

From the early team

3 steps to smart savings.

Link your current account

Plum will analyse your account so it can learn about your income, expenses and spending patterns. Your data is safe with us – we employ bank-grade security and work with all major UK banks.

Link your bank account

Plum sets money aside for you

Plum monitors your current account and every few days transfers some money from it to your Plum savings. You can access that money instantly at any time, so you don't have to worry about unexpected expenses.

Plum sets money aside for you

Chat with your savings

Plum notifies you about your balance, gives you super-fast access to your savings and offers tips on how to save more. All over Facebook Messenger, so no more apps to download.

Chat with your savings

Top-notch security.


We know that when it comes to financial data, there's no room for compromise. We've built Plum from the ground up with your security in mind – from our code, to the way we process your data to who our partners are.

Our servers run on Amazon's cloud, trusted by some of the biggest financial institutions in the world. We use 256-bit TLS encryption when sending data from your browser to our servers (a.k.a bank-grade encryption). Finally, we never, ever store your bank login details.

Wait, I have questions.

I already save money. Why is this better?

🎩   off to you! Plum will automate your savings, adjust to your spending (we all know of that one splurgy month...) and help you save the most with as little effort as possible. No more “gut-feel” amounts or complicated spreadsheets.

Who are you?

We are Victor and Alex. Victor studied economics at Harvard College, ran Int'l Expansion at TransferWise and launched the product in 25 new countries. Alex studied computing at Imperial College London, ran Payments at Tictail in Stockholm and crunched data at EDITED in London.

How does Plum know how much to save?

Plum uses a number of factors to determine how much to save for you, like available balance, regular income and expenses, daily spend and Jon Snow's magic hair. These factors are re-calculated every day, so that they reflect your latest financial status.

Why are you doing this?

We have been bad savers our whole lives. There, we said it. Saving money is hard, it's wrapped with all sorts of jargon, and traditional saving accounts are not making it any easier. We want to change that, for you and us, so we set out to build Plum – a better saving experience.

More questions?