From renovations to dream destinations, Plum makes it easier to save and invest for the good stuff.
Some of our products are investments, which means there’s a risk you could get back less money than you put in. Always do your own research.
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Life’s surprises
Plan for the plot twists, without growing your to-do list!
Earn interest and get access to your money at the drop of a hat with Plum’s Easy Access Savings Account.
Easy Access Savings Account is provided by Lloyds Bank PLC.
Your happy place
Go from pipe dreams to choosing colour schemes.
Start building your house deposit automatically with a Lifetime ISA. Maxed out your ISA? Try Plum Interest to keep your money working.
ISA T&Cs apply. Government withdrawal charge may apply for Lifetime ISA. Plum Interest is a money market fund, considered low-risk. Capital at risk. Find out more how your money is protected here.
Big plans
Make it possible.
Whether it’s a new kitchen or a bucket-list adventure, turn your goals into reality. Save money your way with a tax-free Cash ISA.
Plum Cash ISA is held with Citibank and Lloyds Bank, and includes a bonus rate applicable for the first 12 months.
The long-run
Start investing in your future.
Get investing with your first spare £1 - that’s all you need to open a Plum Stocks and Shares ISA, and set your money to work. 3,000 company stocks and over 25 funds at your fingertips.
There’s a chance you get less money out than you put in. If you choose automated investing, you should follow its performance carefully.
Your golden years
Get retirement-ready
Bring your pensions together and manage them easily with Plum’s Self-Invested Personal Pension - so whether it’s walking the dog or a Himalayan trek, you’re all set for your planned retirement.
As with any pension, there is a chance you get less money out than you put in. You can normally only access the money from age 55 (57 from 2028).
Plum makes magic happen automatically. Discover 8 automations that you control. Toggle them on, and Plum puts money aside without you even noticing.
Choose from easy challenges to weekly savers, and Plum sorts the rest.
Secure
You can use face or fingerprint ID to log in safely and easily.
FSCS protection
Click here to learn more about how your money is protected.
On hand to help
We're here for you 7 days a week, through the app or via email.
There's a Plum subscription for everyone, and all subscription tiers are free to try for 30 days. We're updating our subscription offerings. If you subscribed to Plum before 07/07/2025, please visit this link to explore your full offering.
£3.99/month
More ways to stay on top of your money, with powerful tools to help your savings (and habits) grow.
£7.99/month
For people who want to make their money work harder, with better rates and handy features.
£14.99/month
Our top tier, with savings perks, investing extras and lifestyle treats all in one place.
£3.99/month
More ways to stay on top of your money, with powerful tools to help your savings (and habits) grow.
£7.99/month
For people who want to make their money work harder, with better rates and handy features.
£14.99/month
Our top tier, with savings perks, investing extras and lifestyle treats all in one place.
No, we’re not a bank.
From 1 December, the FSCS protection limit rose to £120,000 per person, per banking institution for eligible cash savings. This applies to your Easy Access Interest Pockets (Investec), Plum Easy Access Savings Account (Lloyds Bank PLC), Cash ISA, and Lifetime ISA.
To keep your money safe, we automatically spread these savings deposits across multiple partner banks.
(Note: This does not apply to Investment Funds, Pensions, or Stock Investing, which are protected under separate regulatory limits of up to £85,000 or $500,000).
You can read more about how your money is protected here.
Our current internal controls ensure that a maximum of 65% of your money is held with any single bank. This means:
Plum is currently working on adding more partner banks, which will allow us to spread funds even more and increase the value of eligible balances covered by FSCS protection. For more information visit: https://withplum.com/legal/money-protections
Yes! At Plum, our mission is to maximise wealth for all, and we take that mission seriously. That means making sure that we have robust protections in place for your money.
In the UK, Plum is regulated and authorised firm. This means Plum is subject to strict regulatory systems and controls requirements. We pick our providers very carefully and will only work with regulated companies who have a proven track record. You can read about it more here.
We also take great care to keep your information secure, employing robust security measures and applying the comprehensive industry standards.
Yes! Speak to us directly through the chat in the app or email us at help@withplum.com.
Yes, our basic tier is free to use. You get access to some Automations, Plum Interest and stocks. But you can upgrade your subscription at any time to unlock even more.
Yes! We’ll ask for a few details, but you can do the whole thing on your phone in five minutes.
Some of our products are investments. That means there’s a chance you get less money out than you put in.
