Earn 4.93% AER (variable) with the Plum Cash ISA (Ts&Cs and ISA rules apply).
Make sure a Lifetime ISA is right for you. Withdrawing for anything other than your first home, retirement, or a few specific circumstances may result in a 25% government penalty, meaning you could get back less than you put in. Tax treatment depends on your situation. Learn more about Lifetime ISAs here.
A Cash Lifetime ISA is designed for long-term saving, like your first house deposit or retirement. Because it’s an ISA, you don’t pay any tax on the interest you earn, and there’s a 25% government bonus of up to £1,000 a year too.
We’re launching ours soon. Join the waitlist to get early access.
Designed for first-time buyers
We’ll help you save for your first home.
Tax-free savings
Pay no tax on the interest you earn, not even the bonus.
Effortless account transfers
Transfer your LISA to Plum with no hassle.
FSCS protected
Up to £85,000 of eligible deposits are protected by the Financial Services Compensation Scheme.
Get up to £1,000 for free
Enjoy a 25% government bonus of up to £1,000 a year
We’re putting the finishing touches on our Cash Lifetime ISA. Join the waitlist and we’ll let you know when it’s ready for you.
1. Sign up to the waitlist
2. Download Plum if you don't have it already
3. Explore more ways to save with Plum while you wait
4. We’ll send you an email with your early access link
5. You'll be able to open a new Lifetime ISA or transfer an existing one
We'll let you know as soon as you’re at the front of the queue.
Scan to download, and sign up for free in just a few taps.
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