Pick the Plum that
works
for you
Earn 4.93% AER (variable) with the Plum Cash ISA (Ts&Cs and ISA rules apply).
We’ve made it easy to start with the plan that feels comfortable - then upgrade as you grow. The paid plans are free for your first 30 days, and you can cancel or switch between all 3, whenever you want.
Plum plans give you access to exclusive Auto Savers, budgeting tools, more investment options and higher interest rates on savings accounts.
Free
Our Basic account gives you a taster of how easy saving can be with Plum.
£2.99/month
Dip your toes into the world of investing with tax-efficient accounts.
£9.99/month
Earn better returns, budget with our smart spending card and get our full set of automatic rules.
Free
Our Basic account gives you a taster of how easy saving can be with Plum.
£2.99/month
Dip your toes into the world of investing with tax-efficient accounts.
£9.99/month
Earn better returns, budget with our smart spending card and get our full set of automatic rules.
Everyone's situation is different, so make sure you consider whether a Plum plan is right for you. For example, if you use a Plum plan just for higher interest rates, but don't deposit enough to cover your subscription fee, you could earn less than you gain.
Basic Free | |||
|---|---|---|---|
| Save and budget consistently | |||
Track how much you spend across all your accounts | |||
Use Auto Savers to put aside money automatically | 5 rules | ||
Create multiple pockets with saving goals | |||
Automate your own portfolio with the Splitter | |||
Invest automatically – daily, weekly or monthly | |||
Get the Plum Debit Card and stay on budget | |||
| We can help get your money growing with our rates and returns | |||
Easy Access Interest Pocket | 3.74% AER (variable) | ||
Plum Interest | 4.01% VAR | ||
Cash ISA | 4.93% AER (variable) | ||
95-Day Notice Pocket | |||
| Invest in stocks and funds to suit you | |||
Start a Self-Invested Personal Pension (SIPP) | |||
Consolidate all your existing pension schemes | |||
Pick funds from your retirement age target | |||
Invest tax-efficiently with
a Stocks & Shares ISA | |||
Choose from a tailored selection of funds | |||
Pay a flat annual fund provider fee | 0.45% | ||
Access a large number
of stocks | 1,200 | ||
Get commission-free stock trading (Other fees apply) | |||
Trade stocks as often as you want | |||
Buy in at a fraction
of the stock price | |||
Get alerted when a stock reaches a certain price | |||
| Get help whenever you need it | |||
Reach support 7 days
a week | |||
Some of our products are investments. These can help protect the value of your money over the long-term, but there is a chance you get less out than you put in. The value of your investments can go down as well as up. We can’t give you financial advice - it’s always best to do your own research and seek professional independent advice if you're unsure as to the suitability and/or appropriateness of any investment for your individual circumstances or needs.
Automation helps you save and invest consistently, but you should always monitor how your investments perform. Learn more about our other fees here.
Stocks & Shares ISA account is not available for Stock investing, only mutual funds.
ISA rules apply. Tax rules for ISAs can change and their benefits depend in your personal circumstances.
SIPP rules apply. You can normally only access the money from age 55 (57 from 2028).
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