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Earn 5.18% AER (variable) with the Plum Cash ISA (Ts&Cs and ISA rules apply).

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Pick the Plum that
works
for you

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Whatever you’re growing your money for, you can do it with Plum.

We’ve made it easy to start with the plan that feels comfortable - then upgrade as you grow. 
The paid plans are free for your first 30 days, and you can cancel or switch
between all 3, whenever you want.

Plum plans give you access to exclusive Auto Savers, budgeting tools, more investment options and higher interest rates on savings accounts.

Basic

Free

Our Basic account gives you a taster of how easy saving can be with Plum.

Pro

£2.99/month

Dip your toes into the world of investing with tax-efficient accounts.

Premium

£9.99/month

Earn better returns, budget with our smart spending card and get our full set of automatic rules.

Everyone's situation is different, so make sure you consider whether a Plum plan is right for you. For example, if you use a Plum plan just for higher interest rates, but don't deposit enough to cover your subscription fee, you could earn less than you gain.

Basic
Free
Save and budget consistently
Track how much you spend across all your accounts
Use Auto Savers to put aside money automatically
5 rules
Create multiple pockets with saving goals
Automate your own portfolio with the Splitter
Invest automatically –  daily, weekly or monthly
Get the Plum Debit Card and stay on budget
We can help get your money growing with our rates and returns
Easy Access Interest Pocket
3.74% AER (variable)
Plum Interest
4.01% VAR
Cash ISA
5.18% AER (variable)
95-Day Notice Pocket
Invest in stocks and funds to suit you
Start a Self-Invested Personal Pension (SIPP)
Consolidate all your existing pension schemes
Pick funds from your retirement age target
Invest tax-efficiently with
a Stocks & Shares ISA
Choose from a tailored selection of funds
Pay a flat annual fund provider fee
0.45%
Access a large number
of stocks
1,200
Get commission-free stock trading (Other fees apply)
Trade stocks as often as you want
Buy in at a fraction
of the stock price
Get alerted when a stock reaches a certain price
Get help whenever you need it
Reach support 7 days 
a week

Some of our products are investments. These can help protect the value of your money over the long-term, but there is a chance you get less out than you put in. The value of your investments can go down as well as up. We can’t give you financial advice - it’s always best to do your own research and seek professional independent advice if you're unsure as to the suitability and/or appropriateness of any investment for your individual circumstances or needs.

Automation helps you save and invest consistently, but you should always monitor 
how your investments perform. Learn more about our other fees here.

Stocks & Shares ISA account is not available for Stock investing, only mutual funds.

ISA rules apply. Tax rules for ISAs can change and their benefits depend in your personal circumstances.

SIPP rules apply. You can normally only access the money from age 55 (57 from 2028).

Let’s get started

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