Introducing Improv Your Finances, our joke book about money
THAT WORKS FOR YOU
Whatever you’re saving for, you can do it with Plum.
We’ve made it easy to start with the plan that feels comfortable - then upgrade as you grow. The paid plans are free for your first 30 days, and you can cancel or switch between all 3, whenever you want.
Basic Free | ||||
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SAVE AND BUDGET EFFORTLESSLY | ||||
Choose Auto Savers that work for you | 5 | |||
Create multiple pockets and goals | ||||
Split your Auto Savers between Savings Pockets and investments | ||||
Track your spending with the Plum Visa Debit Card | ||||
SAVINGS INTEREST RATES | ||||
Cash ISA | 5.04% AER (variable) | |||
Easy Access Savings Pocket | 3.53% AER (variable) | |||
95 Day Notice Pocket | ||||
INVESTING | ||||
Plum Interest money market fund | 3.80% VAR | |||
Stocks & Shares ISA | ||||
General Investment Account (GIA) | ||||
Ready-made investment funds | ||||
Annual investment management fee | ||||
Commission-free stock trading | ||||
Stock price alerts | ||||
Pensions | ||||
Start new or consolidate into a Self Invested Personal Pension (SIPP) | ||||
Choose a pension based on your target retirement age | ||||
Everything else | ||||
Human help if you need it | ||||
Priority customer support |
Some of our products are investments. These can help protect the value of your money over the long-term, but there is a chance you get less out than you put in. The value of your investments can go down as well as up. We can’t give you financial advice - it’s always best to do your own research and seek professional independent advice if you're unsure as to the suitability and/or appropriateness of any investment for your individual circumstances or needs.
Automation helps you save and invest consistently, but you should always monitor how your investments perform. Learn more about our other fees here.
Stocks & Shares ISA account is not available for Stock investing, only mutual funds.
ISA rules apply. Tax rules for ISAs can change and their benefits depend in your personal circumstances.
SIPP rules apply. You can normally only access the money from age 55 (57 from 2028).