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*Rate shown for new customers only. Interest on our Cash ISA varies - this is the rate on 26/11/24. ISA rules apply. Includes a bonus rate of 1.39% if kept for 12 consecutive months. Cash ISA Ts&Cs apply. Plum is not a bank.
With the Plum Cash ISA, any returns you make on your savings are tax-free. Add up to £20,000 per tax year and protect your money from income and capital gains tax.
Bigger returns
With a much higher rate than the big banks, you’ll be growing your savings faster.
Earn interest on your extra interest
Because you won’t pay tax up to your £20,000 each year, you’ll earn interest on the interest you've earned.
FSCS protection
The Plum Cash ISA keeps your money safe with FSCS protection up to £85,000 (subject to eligibility).
Bigger returns
With a much higher rate than the big banks, you’ll be growing your savings faster.
Earn interest on your extra interest
Because you won’t pay tax up to your £20,000 each year, you’ll earn interest on the interest you've earned.
FSCS protection
The Plum Cash ISA keeps your money safe with FSCS protection up to £85,000 (subject to eligibility).
The average high street bank interest rate for a Cash ISA is just 1.74% AER (variable). Ours is 5.18% AER (variable) for new customers.
That means with Plum, you’ll earn over 2x more than you would at a high street bank.
Interest rates shown were gathered from each bank's website on 25 November 2024 and are correct as of that date. The rate we show here is accurate for new customers as long as you keep your balance above £100 and don't withdraw more than four times.
Start today or switch
You can open your Cash ISA in your Plum app right now with as little as £1. And if you’ve already opened one with another provider, you can transfer it over in minutes.
All you need to get started is the Plum app and your National Insurance number.
Transferring in an existing ISA to Plum is easy in our app. We’ll ask you for a few details and take care of the rest with your current provider.
When you transfer in your ISA, you’ll keep all the tax benefits and it won’t affect your annual ISA allowance.
National Insurance Number
QQ123456B
Name of your ISA provider
Choose your past ISA provider
Type of ISA account
Cash ISA, Stocks and Shares ISA etc
Account Numbers
Cash ISA value (roughly)
There’s no subscription fee for the Plum Cash ISA.
Includes your Plum Bonus of 1.39% AER (variable) if kept for 12 months.
(variable)
(variable)
(variable)
(variable)
Protected by FSCS
Click here to learn more about how your money is protected.
The FSCS protects up to £85,000 that you have saved, per bank, building society or credit union (or up to £170,000 for joint accounts), subject to eligibility.
If you've got existing savings with Citibank or Lloyds, the FSCS protects up to £85,000 per person, per financial institution, so you may want to check whether any additional savings with them would mean you exceed the protection limit.
T&Cs & ISA rules apply. Tax rules for ISAs can change and their benefits depend on your personal circumstances. Plum does not offer financial advice and individuals should conduct their own research or seek independent advice. Read more about your allowance here.
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