Earn 4.93% AER (variable) with the Plum Cash ISA (Ts&Cs and ISA rules apply).
Earn 3.74% - 4.38% AER (variable). Open in less than 5 minutes.
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Easy Access Savings Pockets are provided by Investec Bank Plc (Opt-in). Find out more information about how your savings are protected via our FSCS Information Sheet and Exclusion List. Your returns may vary depending on your plan and products you use as you may pay more in subscription fees than you gain in return. Compare Plum plans here.
Eligible deposits are protected under the Financial Services Compensation Scheme up to £85,000.
Reach your goals
Create and customise an Easy Access Savings Pocket for your saving targets and assign a goal to reach it quicker.
Withdraw anytime
Whether you’ve reached your savings goals or just need some extra cash to cover an emergency, you can withdraw anytime, completely free, within the same working day (up to 3 pm).
FSCS protected
Money deposited in your Easy Access Savings Pocket is protected by the Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person. Read more on how your money is protected here.
Reach your goals
Create and customise an Easy Access Savings Pocket for your saving targets and assign a goal to reach it quicker.
Withdraw anytime
Whether you’ve reached your savings goals or just need some extra cash to cover an emergency, you can withdraw anytime, completely free, within the same working day (up to 3 pm).
FSCS protected
Money deposited in your Easy Access Savings Pocket is protected by the Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person. Read more on how your money is protected here.
Protected by FSCS
Click here to learn more about how your money is protected.
The FSCS protects up to £85,000 that you have saved, per bank, building society or credit union (or up to £170,000 for joint accounts), subject to eligibility.
If you've got existing savings with Investec, please note the FSCS caps protection up to £85,000 per person, per financial institution, so you may want to check whether any additional savings with them would mean you exceed the protection limit.
When you subscribe to Plum Pro or Plum Premium, you’ll get a boost on your Easy Access Savings interest rate, plus extra Auto Savers and access to more investment options.
Plum Basic offers an interest rate of 3.74% AER (variable). With Plum Pro (£2.99), you’ll earn 3.89% AER (variable), and with Plum Premium (£9.99), you’ll get a great 4.38% AER (variable).
Returns vary depending on your plan.
Summary Box
Here are a few questions people ask before they start using Easy Access Savings Pockets.