Hey there, I Beat Debt member 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, Latest Deals member 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, Latest Free Stuff member 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, MoneySavingExpert reader 👋

We’ve got an exclusive offer for you. Sign up now and start your saving with a free £5 from us! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, MoneySavingExpert reader 👋

Exclusive offer! If you sign up now, you'll earn 1.5% on the money you automatically save with Plum over the first 6 months. Watcha waiting for?

Terms & conditions apply.

Hey there, Product Hunt reader 👋

As an exclusive offer, if you sign up now you'll be the first to get access to investing once in beta. Skip the queues!

Hey there, MoneySavingExpert reader 👋

Exclusive offer! If you sign up now, you'll earn 1.32% for the first 12 months on the money you automatically save with Plum over the first 12 months. Watcha waiting for?

Terms & conditions apply.

Hey there, Sweatcoin champion 👋

We’ve got an exclusive offer for you! Sign up now and start your savings with a free £5 from us after using Plum for 30 days! What are you waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, Sweatcoin champion 👋

We’ve got an exclusive offer for you! Sign up now and start saving with Plum for a free £5 from us! Whatcha waiting for? Let's get saving!

Terms & conditions apply.

Hey there, Money Magpie reader 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, Save the Student member 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there, CompareBanks visitor 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Start saving with Mums Moneyhub and Plum 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Start investing with Mums Moneyhub and Plum 👋

We’ve got an exclusive offer for you. Sign up now and start your investment with a free £5 from us!

Terms & conditions apply. As with all investing, capital is at risk.

Hey there, Dumb Funded reader 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Hey there 👋

We’ve got an exclusive offer for you. Sign up now and get a free £5 after saving with Plum for 30 days! Whatcha waiting for? Let’s get saving!

Terms & conditions apply.

Account

Set money aside

Our smart algorithm analyses your spending and helps you set aside money automatically, without thinking about it 🤓

Plum Account
Plum Account

Supercharge your money ⚡️

Every few days, Plum does the math and transfers the perfect amount into your Plum account, little by little, it adds up.

Whether you’re setting money aside for a holiday, house or rainy day, Plum will help you reach your goals faster, without having to change your lifestyle. See you at the beach 🌴

You’re in control

You can adjust how much Plum sets aside for you whenever you like. So, whether you feel ambitious or shy, just let Plum know.

Plum Moods
Plum Withdrawals

Withdraw anytime

When you’ve reached your goals, or just need some extra 💰 to pay for your dog’s operation (true story), you can withdraw at any time, as often as you like.

More ways to automate Plum 🛠

Turn these on, and Plum will set aside a lot more...

Round Ups

Get Plum to round up your past week transactions to the nearest £1 and transfer the spare change.

52-Week Challenge

Starting with £1 in the first week, £2 in the second week and increasing up to £52 in the final week of the challenge. Plum can help you set aside £1,378 in a year 🤯

Rainy Days

Once activated, Plum will set aside extra cash automatically, each day it rains where you live.

Pay Days

The best time to set money aside is when you get paid. Tell Plum the amount and it'll do it automatically for you 🙌

Secure & helpful

When it comes to money, there's no room for compromise. We've built Plum from the ground up with your security and privacy in mind.

Got a problem? Chat to our lovely team directly in Plum. Alternatively, you can email or call us.

Security, not through obscurity.

FCA regulated

We're also an Appointed Representative of Resolution Compliance Limited.

Humans on hand

Our customer support team is ready to help you, 7 days a week.

Strong privacy

We never share your data with any other parties without your consent.

Common questions

Plum analyses your transactions and then identifies your regular income, rent, bills and daily spend. Using this and other factors like your available balance, our smart algorithm runs every few days and calculates an affordable amount to set aside for you automatically.

Plum’s algorithm was developed with the help of our friends at MIT and CERN, so we like to think it's pretty smart.

Read more on our algorithm

Plum aims to transfer an amount into your Plum account every 4-5 working days. If it can’t set aside on one day (let’s say because you had a low balance), it will attempt to set aside the next one.

You can withdraw from your Plum account by typing ‘withdraw’ or tapping the ‘Home’ menu button and then tapping ‘Withdraw’ on the Account card.

If the withdrawal request is made before 3 pm the money should be deposited in your bank account on the same business day (Monday — Friday) or the next working day at the very latest.

There is no limit of withdrawals nor fees for withdrawing money.

Read more on withdrawing

When Plum sets money aside for you, it's moved from your bank account and held in an e-money account, which is held and administered by our partner, PayrNet. They're regulated to hold your money as an 'Authorised Electronic Money provider'. This e-money account is not FSCS protected, but is subject to strict European regulation, meaning that in the unlikely event that Plum, MangoPay, or the bank should go bust, you will get your money back. You won’t earn interest on your balance, but you can put the funds to work by investing them or withdrawing them when you've met your goals.

If you have any other questions you can visit the full FAQ.

Let’s get started.

Download our app, to join 650,000+ on their way to achieving their financial goals.