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Savings

Set money aside

Our smart algorithm analyses your spending and helps you save money automatically, without thinking about it 🤓

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Savings card next to iPhone

Supercharge your savings ⚡️

Every few days, Plum does the math and transfers the perfect amount into your Plum savings, little by little, it adds up.

Whether you’re saving for a holiday, house or rainy day, Plum will help you reach your goals faster, without having to change your lifestyle. See you at the beach 🌴

You’re in control

You can adjust how much Plum saves for you whenever you like. So, whether you feel ambitious or shy, just let Plum know.

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Withdraw anytime

When you’ve reached your goals, or just need some extra 💰 to pay for your dog’s hip replacement, you can withdraw at any time, as often as you like.

Secure & helpful

When it comes to money, there's no room for compromise. We've built Plum from the ground up with your security and privacy in mind.

Got a problem? Chat to our lovely team directly in Plum. Alternatively, you can email or call us.

Security, not through obscurity.
FCA registered

We're an Appointed Representative of Resolution Compliance Limited.

Humans on hand

Our customer support team is ready to help you, Monday to Saturday.

Strong privacy

We never share your data with any other parties without your consent.

Common questions

Plum analyses your transactions and then identifies your regular income, rent, bills and daily spend. Using this and other factors like your available balance, our smart algorithm runs every few days and calculates an affordable amount to save for you automatically.

Plum’s algorithm was developed with the help of our friends at MIT and CERN, so we like to think it's pretty smart.

Read more on our algorithm

Plum aims to transfer an amount into your Plum savings every 4-5 working days. If it can’t save on one day (let’s say because you had a low balance), it will attempt to save the next one.

You can withdraw from your Plum savings by typing ‘withdraw’ or tapping the ‘Home’ menu button and then tapping ‘Withdraw’ on the savings card.

If the withdrawal request is made before 3 pm the money should be deposited in your bank account on the same business day (Monday — Friday) or the next working day at the very latest.

There is no limit of withdrawals nor fees for withdrawing money.

Read more on withdrawing

Your Plum savings are held in a protected virtual bank account and are administered by our partner MANGOPAY, an EU-licensed financial institution. Because your account is virtual and so has no account number and sort code. This means that even if both Plum and MANGOPAY go bust your money is safe and will be returned to you.

If you have any other questions you can visit the full FAQ.

Let’s get started.

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