Take control of your Personal Pension
Plum’s Self Invested Personal Pensions (SIPP) let you consolidate existing pension policies and invest in risk managed or other well diversified global funds. Capital at risk.
Past Performance is not a reliable indicator of future results.
FCA regulated
Plum Money, trading name of Saveable Limited, is authorised and regulated by the Financial Conduct Authority (FRN: 739214).
FSCS protected
All funds are protected by the Financial Services Compensation Scheme up to £85,000 before being invested.
Trusted by 1 million customers
Plum is also highly rated on both the Apple App store, Google Play store, and Trust Pilot.
All your pensions in one place
If you’ve been enrolled in pensions from different employers, then a SIPP can be a way of getting a handle on where your money’s being invested. We will help you consolidate all your pensions into a single one.
Tax efficient investing for your future
A SIPP is a way of making sure you have enough money tucked away to support yourself in later life, without handing control over to someone else. For a basic rate taxpayer, it means that when you contribute £100 into your SIPP it only actually costs you £80, because the income tax you pay the government is reimbursed.
Tax treatment depends on the individual circumstances of each client and may be subject to change in future.
How investing in Pension at Plum works
You can invest your pension savings into a fund that is risk managed (based on your current age, and target retirement date), or other well diversified global funds.
As of 18 Dec 2020. Remember, these are average annual returns of the past 5 years and past performance is not a reliable guide to future performance. As with all investing, your capital is at risk.
Additional benefits vs. a General Investment Account (GIA)
You get relief on any income tax incurred on money you pay into your SIPP (capped at £40,000 for the 2020 / 21 tax year) of up to 45%.
Automate your future with Plum
Combined with automatic saving rules and diagnostic features, you can put your pension on autopilot.
Invest in what matters to you
Choose from a range of funds to configure your portfolio, then let Plum automate your strategy automatically.