Plum Pension
For your  golden  years

You deserve a retirement that’s worth the wait. Start your Plum Pension today.

Scan to download, and sign up for free in just a few taps.

Plum Pension is a Self-Invested Personal Pension (SIPP). Like any pension, it’s an investment product, so you could get back less than you put in. You can normally only access the money from age 55 (57 from 2028).

Before transferring a pension, please double check that you won’t lose valuable guarantees or incur transfer penalties.

Future you will thank you

Full visibility

Combine your pensions and manage them all from a single app.

Complete control

Add to your pension whenever you like, and invest in funds that matter to you.

Tax-efficient

Grow your retirement fund with extra help from the government.

Full visibility

Combine your pensions and manage them all from a single app.

Complete control

Add to your pension whenever you like, and invest in funds that matter to you.

Tax-efficient

Grow your retirement fund with extra help from the government.

One app, all your pensions

There are billions of pounds in unclaimed pensions, as people change jobs and policies get forgotten about.

We can help you find any lost pensions and bring them together for simpler management. Transferring in is easy, Plum will do the hard work for you.

All you need is:

Pension Provider

Choose your past pension provider

National Insurance Number

QQ123456B

Policy or Account Numbers

£ Pension value (roughly)

That’s a (tax) relief

Unlike a workplace pension, you can add money to your Plum Pension whenever you like. HMRC will then add an extra 20% on top as tax relief if you are a basic rate taxpayer.

So if you pay in £100, it would only cost you £80. Just like that. If you pay additional rates of income tax, you may be able to benefit from higher levels of tax relief.

Tax treatment will depend on your personal circumstances,  and these rules could change.

Tax treatment will depend on your personal circumstances,  and these rules could change.

A pension for the  self-employed

If you’re self-employed, you probably won’t have a workplace pension, but that doesn’t mean you should miss out on your planned retirement.

Get the same tax relief, and the freedom to choose where your money is invested with a Plum Pension.

Our pension funds

Retiring in ....

Choose from six pension funds tailored to your target retirement date. The fund will pay out within 5 years after your chosen year.

Climate Change Focused

Invests in shares of companies within an index which is weighted towards companies that meet positive carbon and environmental levels.

Global Equity

Invests in shares of large and medium sized companies, as measured by market capitalisation from around the world.