NEW: Earn 5.20% AER with the Plum 95-Day Notice Pocket

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Plum 
Cash ISA
earn up
to 4.92% AER*

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*Variable rate correct as at 13/08/24. Subject to conditions and ISA rules. Includes the full bonus rate only if kept for 12 months.



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Why the Plum Cash ISA

Saving for a new car? Thinking about a trip to Greece? With the Plum Cash ISA, you can save up for your short-term goals simply – and without the tax headache.

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Need the money?
Get it the next working day.

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Transfer an existing ISA in just a few taps.

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Reach your goals at your pace.

Keep all of what you earn

With the Plum Cash ISA, any returns you make are 
tax-free. Add up to £20,000 per tax year and protect your money from income and capital gains tax.

Read more about your allowance here.

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Transfer in from anywhere

Transferring in an existing ISA to Plum is easy in our app. We’ll ask you for a few details and take care of the rest with your current provider.

When you transfer in your ISA, you’ll keep all the tax benefits and it won’t affect your annual ISA allowance.

All you need is:

National Insurance Number Icon

National Insurance Number

QQ123456B

Name Of ISA Icon

Name of your ISA provider

Choose your past ISA provider

Name of your ISA Icon

Type of ISA account

Cash ISA, Stocks and Shares ISA etc

Type Of ISA account Icon

Account Numbers

Cash ISA value (roughly)

Rate breakdown

There’s no subscription fee for the Plum Cash ISA.

Protected
 by FSCS

Click here to learn more about how your money is protected.


The FSCS protects up to £85,000 that you have saved, per bank, building society or credit union (or up to £170,000 for joint accounts), subject to eligibility.


If you've got existing savings with Citibank, please note the FSCS caps protection up to £85,000 per person, per financial institution, so you may want to check whether any additional savings with them would mean you exceed the protection limit.

Summary Box

Here are a few questions people ask
before they start using Cash ISA.

T&Cs & ISA rules apply. Tax rules for ISAs can change and their benefits depend on your personal circumstances. 
Plum does not offer financial advice and individuals should conduct their own research or seek independent advice.

Let’s get started

Plum's helping 2 million people grow their money for life. Join them today.

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