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Active Budgeting

Keep a finger on your finance pulse

Link all your bank(s) and credit cards to create one smart account that can help you control your spending and compare household bills.

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for free

Available on iOS and Android
Plum Bills & Offers
Plum Spending Tracker
Money Maximiser

Make the most of the interest you earn on your money

Plum seamlessly transfers money into your 1.95% AER interest account, holding it there for as long as possible to earn interest, before feeding a weekly flow of cash back to your everyday account to cover spending.

Easy Access Interest Pockets are provided by Investec Bank Plc. Money Maximiser is part of the Ultra subscription plan.

Money Maximiser

Put an end to overspending

If you’re sick of budgeting with complicated spreadsheets or you just want to keep a closer eye on where your income goes… Plum’s automation makes sure you have money when you need it!

Plum Deposit Splitter
Cheaper energy on Plum
Bills & Offers

Spending overview and alerts

Keep track of your regular bills and payments, with helpful alerts that will let you know if you can save money on your home utility bills. We have a dedicated marketplace for financial products, where you can compare deals, including loans and credit cards.

Bills & Offers

Compare bills and switch suppliers

Plum will keep an eye on your bills to automatically check if you’re being overcharged and you can save money by changing to a new provider. We crunch the numbers and can switch you in minutes.

You could save up to £172.80 per year on your superfast broadband*.

*Annual Savings calculated on average monthly bill of £33.35 versus our cheapest superfast broadband (>55mbs, £18.95/month). August 2022.

Plum scanning for a cheaper deal

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We never share your data with any other parties without your consent.

Common questions

Our energy comparison and switching service is powered by our provider, Decision Technologies Limited.

This lets us automatically retrieve key information for your switch, such as the tariffs available to you (we can then use this to calculate the potential savings if you switch suppliers).

At Plum, our primary aim is to help you save money.

We won’t contact you with a deal recommendation unless we can save you a reasonable amount (normally an annual saving of over £50). Only then will we contact you to check a few details and confirm the specifics of the switch with you.

If you believe you should have received a switch recommendation but have not heard from us, it could be because there is a mismatch between your current address and the details we hold on file for you.

Most UK energy providers have agreed to comply with the Energy Switch Guarantee.

This guarantee provides an assurance that your new supplier will complete the switching process within 21 days (incl. a 14 day cooling off period).

If you’ve changed both gas and electricity suppliers then the dates for switchover may be different for each.

Most UK energy providers have agreed to comply with the Energy Switch Guarantee.

This guarantee provides an assurance that your new supplier will handle the switching process by contacting your existing provider to arrange it.

If you change your mind about an arranged switch, for whatever reason, you have a 14 day ‘cooling off’ period from the date you agree to a contract.

To cancel a switch you must contact your new supplier to notify them.

If you are outside of the 14 day cooling off period then you may be liable for any exit fees that apply.

If you switch energy providers during an existing fixed tariff deal period then you may have to pay an exit fee.

Exit fees only apply to fixed deals and cannot be charged within the final 49 days of your fixed tariff period.

If you are unsure then you can contact your current supplier to check whether any cancellation fees apply.

If you have any other questions you can visit the full FAQ.

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