Investments

Investing, simplified.

Own a piece of Google and Apple, ride the wave of emerging markets like China and Brazil, or back socially responsible companies 📈 Capital at risk.

Plum does not provide investment advice and individual investors should make their own decisions or seek independent advice. The value of investments can go up as well as down and you may get back less than your original investment.

Become an investor in 5 minutes ⏱

We’ve hand-picked a range of simple, accessible investments, so there’s something to suit you, whether you’re a first-timer or a seasoned pro!
Capital at risk.

Any money you invest in our funds is held by Gaudi Regulated Services Ltd (an FCA regulated custodian).

See how much you could make…

Bank

Investing

…if you deposit

£ per month

For years

These performance calculations are based on a rate of 0.13% AER compounding interest and 6.80% yearly growth respectively (Aug 22). The Investments growth is based on an average of all Plum investment products over a five-year period and is for illustrative purposes only. Your capital is at risk when investing. Forecasts are not a reliable indicator of future performance. Please note that a bank's deposit account is covered by the Financial Services Compensation Scheme (FSCS). Learn more about bank interest rates & Plum investment returns.

How does it work?

Set your own rules

You decide and control how much you want to invest. Then you can leave Plum to it!

Choose your funds

Once you’ve chosen your investments, we can split your deposits between them, automatically.

Let your money work

You can deposit or withdraw as often as you like, with no hidden fees or charges.

Invest in funds with as little as £1

Open an ISA or GIA account with Plum.

Our funds contain a mix of shares from thousands of different companies, plus other assets like bonds. So if one investment doesn’t perform well, it should only affect a small portion of your overall portfolio.
Capital invested is at risk. ISA Tax rules apply.

Explore our funds →

Tech Giants

Invest in Technology Shares (like Facebook and Apple).

20.28%

Balanced Bundle

With 60% shares 40% bonds, this fund offers a balanced combination of shares and bonds.

5.08%

Future Planet

Invests in shares of companies within an index which is weighted towards companies that meet positive carbon and environmental levels.

7.22%*

Retirement 2050

Investments that will pay out money for investors planning to retire in or within approximately five years after 2050.

6.57%

Take control of your Personal Pension

A Plum Self Invested Personal Pension (SIPP) lets you consolidate existing pension policies and invest in risk managed or other well diversified global funds. Capital at risk. Pension and tax rules apply.

Learn more about Pension →

Historic returns are correct as of 01 August 2022.
Please remember that past performance is not a reliable indicator of future results.

*Note: 'Future Planet' fund was introduced in 2018, hence only 3 years of historic returns are available.

How much does it cost?

We made our pricing clear and transparent.

Account type

Funds access

Number of funds you can choose from.

Minimum investment

Unlimited deposits & withdrawals

Avg. annual fund management & platform fee

Varies based on funds chosen.
What does it mean.

Subscription tier

Avg. annual cost if you invest £5,000

Funds

ISA/GIA

12

£1

0.48%

Plus (£1/month, first month free, cancel anytime)

£36

Pension

SIPP

8

£1

Unlimited deposits only

0.70%

Basic (Free)

£35

Invest in US stocks

A brand new way to balance your portfolio. Letting you set your long-term goals, whilst still being able to respond to short-term changes in market conditions.

To help you achieve this, you can now trade fractional company shares. Capital at risk.

Learn more about Stock Investing →

Secure & helpful

When it comes to money, there's no room for compromise. We've built Plum from the ground up with your security and privacy in mind.

Need a hand? You can chat directly to our team through your Plum app. Alternatively, you can email or call us.

Tech that keeps you safe

We support face & fingerprint ID, and use 256-bit TLS encryption.

Humans on hand

Our customer support team is ready to help you, 7 days a week.

Strong privacy

We never share your data with any other parties without your consent.

Let's get started

Download our app now to join 1 million+ others already putting their money into action.

ISA deadline in 5 days