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Make your money go further with Plum

The ultimate smart money app, helping over 1 million people invest, save and manage their spending without even thinking about it.

Get started today.

Plum on iPhone and Android

Capital at risk when investing

Why Plum?

Plum harnesses the power of open banking and smart automation to make your money grow with you. And you barely need to lift a finger.

Link your bank(s)

Connect your bank accounts and cards so Plum can provide a complete picture of your spending, all in one app.

We support all major UK banks →

Save money automatically

Deposits are tailored so the perfect amount is transferred from your bank. Little-but-often, it can soon add up.

Make your money go further

Earn interest on your savings, choose from simple investments or compare bills and switch suppliers.

Invest, effortlessly

Turn loose change into long-term investments.

All you need is a few minutes and £1 to start building your portfolio. Open a GIA, SIPP or Stocks & Shares ISA to invest in line with your financial goals and risk appetite. Capital at risk.

Learn more about Investing →

Plum Investments
Plum Account

Save, automatically

Set up smart rules, and let Plum handle the rest.

Automatic deposits, gamified savings and Interest Pockets offering up to 1.15% AER make building good money habits easy.

Interest pockets are provided by Investec Bank Plc.

Learn more about Saving →

Budget, efficiently

Bring budgeting into the 21st century.

Tired of crunching numbers? Plum’s smart budgeting features and bill comparison tools help you keep costs down so you never overspend.

Learn more about Budgeting →

Plum Insights

Don’t just take our word for it...

Used Plum originally as just a savings platform and loved it. The investment side of the app also seemed clear and straightforward and was simpler to keep my savings pockets and investments all together in one place.

by Tom Shakespeare Jan 14th, 2021 via Survey

A simple, accessible and fun way to get into investing. I've already grown an investment pot of £790 from money that I'd have otherwise wasted.

by Bob O'Brien Jan 14th, 2021 via Survey

Using Plum is honestly one of the best things I’ve done for myself. And because I can set up pockets and split amounts, I can invest some “spare change” without apprehension. Definitely recommend!

By Stefania Bosa Jan 17th, 2022 on Trustpilot

And read another 74,600+ reviews on App Store, Play Store and Trustpilot...


Set aside by 1,327,670 people across Europe

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Avg. annual return last 5 years across all Plum investment funds (Aug 22)

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Average annual savings per customer on energy bills*

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*51% of customers that applied to switch via the DT Partner Network could save at least £91.42, April-June 2021.

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We never share your data with any other parties without your consent.

Get started for free

Our simple pricing includes an option for everyone.

All options are free for 30 days. Cancel, upgrade or downgrade at any time.

Earn interest

Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in)

Commission-free trades*

Choose from +500 brands like Apple and Tesla. *Other fees apply, Capital at risk

Your pensions in one place

Consolidate all your existing schemes with a Plum SIPP. Fees apply, Capital at risk

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend

Bills & Offers

Get alerts if you’re overpaying on bills, and switch to a cheaper supplier in seconds

Unlimited withdrawals

Withdraw as often and as much you like, with no hidden charges

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash

Fund investing with £1

Automatically invest from our jargon-free funds, or place trades manually, if you prefer. Other fees apply, Capital at risk

Gamify your deposits

Take on our 52-Week Challenge or tuck money away with the Rainy Days Rule


Create and customise extra Pockets and assign targets to help reach them quicker


Earn rewards from your favourite retailers when you shop with our app

Money Maximiser

Split your spending into weekly allowances and let the rest earn interest

Plum Card

A Visa debit card that lets you load budgeted spending money


No-frills features, interest for your savings and stock investing

0.65% AER

1 Extra Pocket


Investing made simple and our best interest rate for your savings

1.15% AER

1 Extra Pocket


Advanced Rules, Cashback, and investing made simple

1.15% AER

15 Pockets

Let's get started

Download our app now to join 1 million+ others already putting their money into action.