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Build your future
with a Plum Plan

A first home, the golden years… or maybe just Ibiza. 
Whatever you’re saving for, do it with a plan as unique as you.

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Projections are for illustrative purposes only and not guaranteed. Plum Plan is free, but some products may require a paid subscription. This product provides financial insights for informational purposes only and is not financial, investment, or tax advice. Guidance is based upon information you provide. Always review your accounts, automations and exercise judgment when making financial decisions. Tax treatment depends on your personal circumstances. Some of the products suggested may be investments, so your capital is at risk. Always do your own research before investing.

YOUR FINANCIAL
GUIDE, BUILT INTO
THE APP


You can think of Plum Plan as your very own guide, built right into the app.

And the best part is, unlike most AI tools, Plum actually knows your income,

your spending habits, your goals.

Whether your goals are big or small, next month or ten years down the line,

Plum turns everything into a clear plan, built just for you,

to help you get more from your money.

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BUILT FOR YOUR GOALS, NO-ONE ELSE'S

Set your goal, get your plan and put it into action with Plum.
Knowing which accounts to use for which goal can be confusing. Plum Plan shows you relevant products based on your goal, so you know your money is working as hard as it can.

Image of Plum Plan House Deposit Plan showing Lifetime ISA and Cash ISA saving £410 a month

Mission: Get the keys


1. Set your target deposit

Tell us your budget and when you want to buy and Plum will create your plan.


2. The plan in action

Plum will identify key opportunities, including ones you may have missed. For example, if you're a first-time buyer, a Lifetime ISA might be part of your Plum Plan to make the most of the 25% government bonus.


3. Savings on auto-pilot

Once you’ve set them up, Plum's automations will put money aside and into the right pockets in line with your plan, without you having to think about it. Even small amounts in the right places can mean big results over time.


4. Always flexible when life happens

If there’s a surprise bill, perhaps your boiler breaks, or maybe there’s good news, like a bonus from work, Plum can alter how much you save to keep you on track towards your goal. 


Projections are for illustrative purposes only and not guaranteed. Capital at risk when you invest. Investments can go down as well as up, so you might get less than you put in. Plum Pension is a Self-Invested Personal Pension (SIPP) provided by Quai Investment Services Limited. You can normally only access the money from age 55 (57 from 2028). ISA rules and T&Cs apply.

YOUR DREAM, PLUM'S PLAN

Focus on the finish line and let Plum plan the way. Plum knows your finances, adjusts to your savings, tops up the right pockets, and keeps you on track.

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Set your goal

Start by telling Plum your goal — big or small, near or far — and when you want to achieve it.

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Get your plan

Plum will analyse where you’re at and where you need to be, then create a unique plan to help you get there.

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Build for tomorrow

When you’re happy, put it in action. Simply open the products and set up your automations — Plum will take it from there!

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REAL PEOPLE
REAL PLANS



Trustpilot review March 2026 Sibel
Trustpilot review March 2026 Ivor
Trustpilot review March 2026 Jo

FREQUENTLY ASKED QUESTIONS

THINGS YOU MAY WANT TO KNOW

Plum Plan is free, but some suggested products and features may require a paid subscription. This product provides financial insights for informational purposes only and is not financial, investment, or tax advice. Guidance is based upon information you provide. Always review your accounts, automations and exercise judgment when making financial decisions. Tax treatment depends on your personal circumstances. Some of the products suggested may be investments, so your capital is at risk. Always do your own research before investing.

START TODAY

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LET'S GET STARTED

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MAKE IT HAPPEN WITH PLUM
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