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CASH ISA

TAX-FREE SAVINGS AT 4.45% AER (VARIABLE)*

  • Save up to £20,000 a year
  • Earn interest on interest, paid monthly 
  • 3.04% AER (variable)* for ISA transfers

  • Eligible deposits are protected the Financial Services Compensation Scheme up to £85,000.

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    TAX-FREE EARNINGS

    UP TO £20,000 A YEAR

    Pink piggy bank illustration

    SAVE SMARTER

    Save smarter with tax-free interest and the flexibility to use your money when life calls.

    Coin plant illustrations with plum logo

    GROW FASTER

    Compound your savings tax-free. Your interest earns its own interest when left untouched.

    Shield protecting Plum phone illustration

    SAFE AND PROTECTED

    We use bank-grade protection for your personal information and your money is held with authorised banks.

    Cash ISA start screen

    OPEN A NEW
    CASH ISA

    You can open your Cash ISA in your Plum app with as little as £1. It only takes a few minutes. All you need to get started is:

    plum logo

    Plum app

    National Insurance Number

    National Insurance Number

    Cash ISA start screen

    TRANSFER IN
    YOUR CASH ISA

    If you’ve already opened one with another provider, you can transfer it over and start taking full advantage of the Plum base rate of 3.04% AER (variable). All you need to get started is:

    Account number

    Account number

    Account number

    National Insurance Number

    ISA provider

    ISA provider

    ISA type coins

    ISA type

    OPEN CASH ISA FOR FREE

    DOWNLOAD

    RATE BREAKDOWN

    HOW YOUR RATE IS CALCULATED

    PROTECTED BY FSCS

    UP TO £85,000

    The FSCS protects eligible deposits (up to £85,000) that you have saved, per bank, building society or credit union (or up to £170,000 for joint accounts).

    If you've got existing savings with Citibank, QNB or Lloyds, the FSCS protects up to £85,000 per person, per financial institution, so you may want to check whether any additional savings with them would mean you exceed the protection limit.

    Click here to learn more about how your money is protected.

    SEE FOR YOURSELF

    DON'T JUST TAKE OUR WORD FOR IT


    TrustPilot review reading: Discovered this app and was really impressed with it. Lots of different ways to save money that you won’t miss. Wish I had installed it months ago.
    Trustpilot review reading: I’m sure I have ADHD and cannot plan anything, so plum works great for me. I don’t need any of the premium features (yet) but the free version is great looking and simple to use all. I’d recommend it to anyone.
    Trustpilot review reading: Really happy with Plum so far. They do it all for you by taking regular amounts of money when money goes in. I now have the makings of a nice nest egg building up.

    SUMMARY BOX

    FREQUENTLY ASKED QUESTIONS

    Ts&Cs & ISA rules apply. Tax rules for ISAs can change and their benefits depend on your personal circumstances.
Plum does not offer financial advice and individuals should conduct their own research or seek independent advice. Read more about your allowance here.

    LET’S GET STARTED

    Mobile banking app-Plum showing account balance of £27,335.79, with icons for profile, rewards, and messages at the top.