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Transfer your Cash ISA to Plum to enjoy a boosted rate of 4%

CASH ISA

TAX-FREE SAVINGS AT 4.75% AER (VARIABLE)*

  • Save up to £20,000 a year
  • Earn interest on interest, paid monthly
  • We offer a bonus on Cash ISA transfers and the process is securely managed by Plum

    • Eligible deposits are protected the Financial Services Compensation Scheme up to £120,000.

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    *Rate includes a Plum bonus of 2.21% AER (variable) if kept for 12 consecutive months and other conditions are met. After 12 months, the rate will be 2.54% AER (variable) The transfer-in rate is 4.07% AER (variable) which includes a bonus rate of 1.53% AER (variable). Interest on our Cash ISA varies. This is the rate from 11/03/26. ISA rules and T&Cs apply. Plum is not a bank.

    TAX-FREE EARNINGS

    UP TO £20,000 A YEAR

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    SAVE SMARTER

    Save smarter with tax-free interest and the flexibility to use your money when life calls.

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    GROW FASTER

    Compound your savings tax-free. Your interest earns its own interest when left untouched.

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    SAFE AND PROTECTED

    We use bank-grade protection for your personal information and your money is held with authorised banks.

    Cash ISA start screen

    OPEN A NEW
    CASH ISA

    You can open your Cash ISA in your Plum app with as little as £1. It only takes a few minutes. All you need to get started is:

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    Plum app

    National Insurance Number

    National Insurance Number

    OPEN YOUR CASH ISA
    Cash ISA start screen

    TRANSFER IN
    YOUR CASH ISA

    Consolidating your ISA’s can help you keep track of your savings, keep it’s tax free status and keep your old allowances earning. We offer a bonus rate for ISA’s transferred in and the process is securely managed by Plum.

    Roundel 1

    Start your ISA transfer from within your Plum Cash ISA. We’ll ask for some of your details when you get started, like your name, date of birth, address and National Insurance number. This is so we can verify your tax free status with HMRC.

    Roundel 2

    We need a few details of the ISA you want to transfer, including the name of the provider, type of ISA, account number and the value of the ISA.

    Roundel 3

    We’ll let you know once your transfer is completed. We handle the entire process digitally. Whilst the process can take up to 30 days, we’ll provide regular updates at key milestones by email so you know where things stand.

    TRANSFER YOUR CASH ISA

    OPEN CASH ISA FOR FREE

    DOWNLOAD

    RATE BREAKDOWN

    HOW YOUR RATE IS CALCULATED

    PROTECTED BY FSCS

    UP TO £120,000

    The FSCS protects eligible deposits (up to £120,000) that you have saved, per bank, building society or credit union (or up to £240,000 for joint accounts).

    If you've got existing savings with Citibank, QNB or Lloyds, the FSCS protects up to £120,000 per person, per financial institution, so you may want to check whether any additional savings with them would mean you exceed the protection limit.

    Click here to learn more about how your money is protected.

    SEE FOR YOURSELF

    DON'T JUST TAKE OUR WORD FOR IT


    TrustPilot review reading: Discovered this app and was really impressed with it. Lots of different ways to save money that you won’t miss. Wish I had installed it months ago.
    Trustpilot review reading: I’m sure I have ADHD and cannot plan anything, so plum works great for me. I don’t need any of the premium features (yet) but the free version is great looking and simple to use all. I’d recommend it to anyone.
    Trustpilot review reading: Really happy with Plum so far. They do it all for you by taking regular amounts of money when money goes in. I now have the makings of a nice nest egg building up.

    SUMMARY BOX

    FREQUENTLY ASKED QUESTIONS

    Ts&Cs & ISA rules apply. Tax rules for ISAs can change and their benefits depend on your personal circumstances.
Plum does not offer financial advice and individuals should conduct their own research or seek independent advice. Read more about your allowance here.

    LET’S GET STARTED

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