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Life flows with Plum

Plum is the ultimate smart money app, helping over 1 million people to invest, save and manage their spending with automation.

Scan to download
for free

Available on iOS and Android
Plum on iPhone and Android

Capital at risk when investing. You should monitor your investment performance when using automation.
*Easy Access Interest Pockets are provided by Investec Bank Plc.

Voted Best Personal Finance App 2023 British Bank Awards Badge 2023

Life flows with Plum

Great financial well-being feels like you’re gliding through life. The Plum app can help you achieve just that.

Through AI, automation and other smart features, Plum puts smart saving, investing and money management at your fingertips. We help motivate your money now and for the long-run, so you can do the things you really want to do in life.

Why Plum?

With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum. We support all major UK banks →

Build your portfolio

Diversify your portfolio and invest manually or via automation.

Automate your savings

Choose between six Rules to make saving and budgeting effortless.

Track your spending

Top up your Plum Card and spend within an allocated allowance.

Capital at risk when you invest. Your investments can go down as well as up.

Invest today for
your tomorrow

Choose your risk level and start investing in your future. From stocks to funds and SIPPs, you can build and diversify your investment portfolio for the long-run.

Capital at risk when you invest. Your investments can go down as well as up.

Start Investing →

Plum Investments

Unlock +1,800 new stocks

Diversify your portfolio and invest in the world's biggest brands.

Plum Saving

Save time
saving money

With smart automated tools, you can save continuously and grow your savings in an Easy Access Interest Pocket, offering up to 3.82% AER.

Interest pockets are provided by Investec Bank Plc.

Start saving →

Bring budgeting
into the 21st Century

Tired of crunching numbers? Plum’s smart budgeting features and bill comparison tools help you keep costs down so you never overspend.

Start Budgeting →

Plum Insights
Plum Account

Switch smart
spending on

Stress-free spending means sticking to a budget and tracking your money. The Plum Card makes this easy. Just load your card with an allowance and wave goodbye to overspending.

Start spending →

Why we do what we do

Hear what our Plumsters have to say.

This app has helped me finally get to grips on my money and I have found saving so much easier than I did without it. I've also dipped into investing through Plum's investment funds and have found the experience super… especially as a beginner. Can't recommend enough!

by Domineeksey App Store, March 2022

Whether it's Paydays, Rainy Day savings or 52 Week Challenge and now investments and pensions, I find myself logging in everyday! Depositing and withdrawal is super simple… best of all the weekly savings amounts are intelligent, based on how much I earn and spend.

by Kaustav Bhattacharva Play Store, July 2022

Amazing app!! It's easy to use, clear how and when/where the money gets saved and allows for investment if you are interested in taking some calculated risk to have your money grow faster. I'm so impressed with it and have recommended it to all my friends and family.

By Jdalts App Store, March 2022

And read another 84,350+ reviews on App Store, Play Store and Trustpilot...

Get started for free

Our simple pricing includes an option for everyone. All options are free for 30 days. Cancel, upgrade or downgrade at any time.


Our Basic account covers the essentials for building your wealth.


Make your money work harder through advanced rules, cashback and investing.


Keep overspending at bay with the Money Maximiser and the Plum Card.


Unlock the best of everything Plum has to offer and upgrade your investment options.

Earn interest

Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in)

Commission-free trades*

Choose from brands like Apple and Tesla
*Other fees apply, Capital at risk.

Your pensions in one place

Consolidate all your existing schemes with a Plum SIPP
Other fees apply, Capital at risk.

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend.

Bills & Offers

Get alerts if you’re overpaying on bills, and switch to a cheaper supplier in seconds.

Unlimited withdrawals

Withdraw as often and as much you like, with no hidden charges.

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash.

Fund investing with £1

Automatically invest from our jargon-free funds, or place trades manually, if you prefer. Other fees apply, Capital at risk.

Gamify your deposits

Unlock 6 automated rules to make setting aside money even simpler.


Create and customise extra Pockets and assign targets to help reach them quicker.


Earn rewards from your favourite retailers when you shop with our app.

Money Maximiser

Split your spending into weekly allowances and let the rest earn interest.

Plum Card

A Visa debit card that lets you load budgeted spending money Issued by PayrNet Ltd pursuant to licence from Visa.

Repeat stock investments

Invest a fixed amount every day, week or month in your favourite stocks. Capital at risk.

Price alerts

Receive an alert when your chosen asset reaches your target price. Capital at risk.

2.99% AER

1,200 stocks

1 Extra Pocket

3.20% AER

1,200 stocks

15 Pockets

12 funds

3.20% AER

1,200 stocks

15 Pockets

12 funds


3.82% AER

3,000 stocks

15 Pockets

21 funds


Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We never share your data with any other parties without your consent.

Let's get started

Download our app now to join 1 million+ others already putting their money into action.