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Do more with your money

Plum is the ultimate smart money app, helping 2 million people to invest, save and manage their spending with automation.

Download app
Scan to download
on iOS or Android
Plum on iPhone and Android

Capital at risk if you choose to invest. You should monitor your investment performance when using automation.

Voted Best UK Personal Finance App 2023 British Bank Awards Badge 2023

Why Plum?

With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum. We support all major UK banks →

Make your money work

Reach your goals with smart saving and investing options.

Save at your own pace

Choose from 8 automatic saving rules to set aside money consistently.

Budget smarter

Track your spending across multiple accounts, and get the Plum debit card.

Capital at risk when you invest. Your investments can go down as well as up.

Plum Cash ISA

Earn 5.17% AER* with
the Plum Cash ISA

Get one of the leading Cash ISA rates and start earning tax-free.

Learn More

*Variable rate as at 26/03/24.

Subject to conditions and ISA rules. Includes the full bonus rate only if kept for 12 months. Tax treatment depends on your personal circumstances and is subject to change.

Invest today for
your tomorrow

Choose your risk level and start investing in your future. From stocks to funds and SIPPs, you can build and diversify your investment portfolio for the long-run.

Capital at risk when you invest. Your investments can go down as well as up.

Start Investing →

Plum Investments

Unlock +1,800 new stocks

Diversify your portfolio and invest in the world's biggest brands.

Plum Saving

Save time
saving money

With smart automated tools, you can save continuously and grow your savings in an Easy Access Interest Pocket, offering up to 4.70% AER.

Interest pockets are provided by Investec Bank Plc.

Start saving →

Get started for free

Our simple pricing includes an option for everyone. All options are free for 30 days. Cancel, upgrade or downgrade at any time.


Our Basic account covers the essentials for building your wealth.


Make your money work harder through advanced rules, and investing.


Keep overspending at bay with the Plum Card.


Unlock the best of everything Plum has to offer and upgrade your investment options.

Easy Access Savings

Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in).

Plum Interest

Easy Access. *VAR projection correct as at 21/06/2024. Capital at risk. Returns are not guaranteed.

Commission-free trades*

Choose from brands like Apple and Tesla.
*Other fees apply, Capital at risk.

Earn 5.17% AER with a Cash ISA

Tax-free returns on up to £20,000 deposits per tax-year. Easy access. FSCS protected. Rate as at 26/03/24. T&Cs apply.

Your pensions in one place

Consolidate all your existing schemes with a Plum SIPP
Other fees apply, Capital at risk.

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend.

Spend Tracker

Get your monthly expenses broken down by category for simpler budgeting.

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash.

Fund investing with £1

Automatically invest from our jargon-free funds, or place trades manually, if you prefer. Other fees apply, Capital at risk.

Gamify your deposits

Unlock 6 automated rules to make setting aside money even simpler.


Create and customise extra Pockets and assign targets to help reach them quicker.

Plum Card

A Visa debit card that lets you load budgeted spending money Issued by PayrNet Ltd pursuant to licence from Visa.

Repeat stock investments

Invest a fixed amount every day, week or month in your favourite stocks. Capital at risk.

Price alerts

Receive an alert when your chosen asset reaches your target price. Capital at risk.

4.00% AER


1,200 stocks

1 Extra Pocket

4.15% AER


1,200 stocks

15 Pockets

16 funds

4.15% AER


1,200 stocks

15 Pockets

16 funds

4.70% AER


3,000 stocks

15 Pockets

26 funds

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We never share your data with any other parties without your consent.

Let's get started

Download the app now to join 2 million people
already on their way to scoring their financial goals.

Download app
Scan to download
on iOS or Android