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Do more with your money

Plum is the ultimate smart money app, helping 2 million people to invest, save and manage their spending with automation.

Scan to download
for free

Available on iOS and Android
Plum on iPhone and Android

Capital at risk when investing. You should monitor your investment performance when using automation.
*Easy Access Interest Pockets are provided by Investec Bank Plc.

Voted Best Personal Finance App 2023 British Bank Awards Badge 2023

Introducing Plum Interest with up to 5.12%*

With easy access to your cash and no minimum or maximum contributions, Plum Interest is the flexible way to earn a return on your money.

It aims to follow the Bank of England base rate, so you can start taking advantage of higher interest rates right now.

Learn More
Plum Interest Earnings

*Variable Annual Percentage Rate projection correct as at 26/02/2024. Premium plan rate. 4.97% rate for Basic, Pro and Ultra customers. Projected return is shown after fees. A projection isn’t a reliable indicator of future performance. Plum is not a bank. Capital at risk if you invest. Plum Interest is not a savings account.

Why Plum?

With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum. We support all major UK banks →

Build your portfolio

Diversify your portfolio and invest manually or via automation.

Automate your savings

Choose between six Rules to make saving and budgeting effortless.

Track your spending

Top up your Plum Card and spend within an allocated allowance.

Capital at risk when you invest. Your investments can go down as well as up.

Invest today for
your tomorrow

Choose your risk level and start investing in your future. From stocks to funds and SIPPs, you can build and diversify your investment portfolio for the long-run.

Capital at risk when you invest. Your investments can go down as well as up.

Start Investing →

Plum Investments

Unlock +1,800 new stocks

Diversify your portfolio and invest in the world's biggest brands.

Plum Saving

Save time
saving money

With smart automated tools, you can save continuously and grow your savings in an Easy Access Interest Pocket, offering up to 4.21% AER.

Interest pockets are provided by Investec Bank Plc.

Start saving →

Bring budgeting
into the 21st Century

Tired of crunching numbers? Plum’s smart budgeting features and bill comparison tools help you keep costs down so you never overspend.

Start Budgeting →

Plum Insights
Plum Account

Switch smart
spending on

Stress-free spending means sticking to a budget and tracking your money. The Plum Card makes this easy. Just load your card with an allowance and wave goodbye to overspending.

Start spending →

Why we do what we do

Hear what our Plumsters have to say.

Since using Plum I have already saved £££‘. I've also started to invest small sums into some shares, which I had always thought about doing, but never felt comfortable until I tried Plum. They make everything easy to use and give very helpful with information on everything.

by Andy Trustpilot, August 2023

It's really easy to build up savings in a pocket. I use the pound up feature, basic interest pocket and the algorithm works out how much weekly I can afford with no adverse effects to my bank account.

by Helen Trustpilot, August 2023

Plum is the best app I used for saving money. Because it sets money aside each week automatically it makes it so much easier as you won’t need to calculate how much you can afford to put aside.

By Evelyne Trustpilot, August 2023

And read another 86,747+ reviews on App Store, Play Store and Trustpilot...

Get started for free

Our simple pricing includes an option for everyone. All options are free for 30 days. Cancel, upgrade or downgrade at any time.


Our Basic account covers the essentials for building your wealth.


Make your money work harder through advanced rules, and investing.


Keep overspending at bay with the Plum Card.


Unlock the best of everything Plum has to offer and upgrade your investment options.

Easy Access Savings

Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in).

Get up to 5.12%* with Plum Interest

Easy Access. *VAR projection correct as at 26/02/2024. Capital at risk. Returns are not guaranteed.

Commission-free trades*

Choose from brands like Apple and Tesla.
*Other fees apply, Capital at risk.

Your pensions in one place

Consolidate all your existing schemes with a Plum SIPP
Other fees apply, Capital at risk.

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend.

Bills & Offers

Get alerts if you’re overpaying on bills, and switch to a cheaper supplier in seconds.

Unlimited withdrawals

Withdraw as often and as much you like, with no hidden charges.

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash.

Fund investing with £1

Automatically invest from our jargon-free funds, or place trades manually, if you prefer. Other fees apply, Capital at risk.

Gamify your deposits

Unlock 6 automated rules to make setting aside money even simpler.


Create and customise extra Pockets and assign targets to help reach them quicker.

Plum Card

A Visa debit card that lets you load budgeted spending money Issued by PayrNet Ltd pursuant to licence from Visa.

Repeat stock investments

Invest a fixed amount every day, week or month in your favourite stocks. Capital at risk.

Price alerts

Receive an alert when your chosen asset reaches your target price. Capital at risk.

3.51% AER


1,200 stocks

1 Extra Pocket

3.72% AER


1,200 stocks

15 Pockets

16 funds

3.72% AER


1,200 stocks

15 Pockets

16 funds

4.21% AER


3,000 stocks

15 Pockets

25 funds

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We never share your data with any other parties without your consent.

Let's get started

Download our app now to join 1 million+ others already putting their money into action.