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Plum can help make your money go further

The ultimate smart money app, helping over 1 million people invest, save and manage their spending with automation.

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Available on iOS and Android
Plum on iPhone and Android

Capital at risk when investing

Why Plum?

Plum harnesses the power of open banking and smart technology to give you a complete picture of your finances, all in one place.

Link your bank(s)

Connect your bank accounts and cards so Plum can provide a complete picture of your spending, all in one app.

We support all major UK banks →

Save money automatically

Deposits are tailored so the perfect amount is transferred from your bank. Little-but-often, it can soon add up.

Make your money go further

Earn interest on your savings, choose from accessible investments or compare bills and switch suppliers.

Invest, consistently

Turn loose change into long-term investments.

All you need is £1 and a few minutes to start building your portfolio. Open a GIA, SIPP or Stocks & Shares ISA to invest in line with your financial goals and risk appetite for the long term.

Capital at risk. Your investments can go down as well as up. Past performance is not a reliable indicator of future results.

Learn more about Investing →

Plum Investments
Plum Account

Save, automatically

Set up smart rules, and let Plum handle the rest.

Automatic deposits, gamified savings and Interest Pockets offering up to 1.40% AER make building good money habits easy.

Interest pockets are provided by Investec Bank Plc.

Learn more about Saving →

Budget, efficiently

Bring budgeting into the 21st century.

Tired of crunching numbers? Plum’s smart budgeting features and bill comparison tools help you keep costs down so you never overspend.

Learn more about Budgeting →

Plum Insights

Don’t just take our word for it...

This app has helped me finally get to grips on my money and I have found saving so much easier than I did without it. I've also dipped into investing through Plum's investment funds and have found the experience super… especially as a beginner. Can't recommend enough!

by Domineeksey App Store, March 2022

Whether it's Paydays, Rainy Day savings or 52 Week Challenge and now investments and pensions, I find myself logging in everyday! Depositing and withdrawal is super simple… best of all the weekly savings amounts are intelligent, based on how much I earn and spend.

by Kaustav Bhattacharva Play Store, July 2022

Amazing app!! It's easy to use, clear how and when/where the money gets saved and allows for investment if you are interested in taking some calculated risk to have your money grow faster. I'm so impressed with it and have recommended it to all my friends and family.

By Jdalts App Store, March 2022

And read another 77,800+ reviews on App Store, Play Store and Trustpilot...

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We never share your data with any other parties without your consent.

Get started for free

Our simple pricing includes an option for everyone. All options are free for 30 days. Cancel, upgrade or downgrade at any time.

Free

Our Basic account covers the essentials for building your wealth.

£1/mo

Level up your investing strategy with access to professionally managed funds.

£2.99/mo

Make your money work harder through advanced rules, cashback and investing.

£4.99/mo

Keep overspending at bay with the Money Maximiser and the Plum Card.

£9.99/mo

Unlock the best of everything Plum has to offer and upgrade your investment options.


Earn interest

Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in)

Commission-free trades*

Choose from +500 brands like Apple and Tesla. *Other fees apply, Capital at risk

Your pensions in one place

Consolidate all your existing schemes with a Plum SIPP. Fees apply, Capital at risk

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend

Bills & Offers

Get alerts if you’re overpaying on bills, and switch to a cheaper supplier in seconds

Unlimited withdrawals

Withdraw as often and as much you like, with no hidden charges

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash

Fund investing with £1

Automatically invest from our jargon-free funds, or place trades manually, if you prefer. Other fees apply, Capital at risk

Gamify your deposits

Take on our 52-Week Challenge or tuck money away with the Rainy Days Rule

Goals

Create and customise extra Pockets and assign targets to help reach them quicker

Cashback

Earn rewards from your favourite retailers when you shop with our app

Money Maximiser

Split your spending into weekly allowances and let the rest earn interest

Plum Card

A Visa debit card that lets you load budgeted spending money

1.01% AER

1 Extra Pocket

1.40% AER

1 Extra Pocket

1.40% AER

15 Pockets

1.40% AER

15 Pockets

+33%

1.40% AER

500 new stocks

15 Pockets

9 new funds

+33%

Let's get started

Download our app now to join 1 million+ others already putting their money into action.