Do more with your money

Boost your savings with 3.80%* VAR, a hand-picked range of stocks and ETFs, combined with our innovative automation tools.

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*Variable Annual Percentage Rate projection correct as at 27/05/2024. Premium plan rate. 3.60% rate for Basic and Pro customers. As with any investment, there are risks involved. A projection is not a reliable indicator of future performance. The value of your investments may go down as well as up.

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Why Plum?

With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum.

Build your portfolio

Diversify your portfolio and invest manually or via automation.

Automate your savings

Choose between six Rules to make saving and budgeting effortless.

Invest from as little as €1

Access over 3,000 stocks, over 40 ETFs and much more to grow your savings.

Note that you should periodically review that automation is suitable for your circumstances.

Calculate your potential gains

Enter your details

Your results

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Initial deposit


Projected returns


Timeframe (y)

Tip: The longer you contribute, the more you benefit from the effect of compound interest.

Annual rate (%)

To give you an idea of annual returns, you can consult the performance of our ETFs directly on the Plum app. Please be aware that past performance is not a reliable indicator of future results, and your capital is at risk.

How it works

This calculation is for illustrative purposes only and is not a reliable indicator of future performance. It provides an estimated return on investment based on the following assumptions:

  • Contributions are made at the beginning of the month and are maintained throughout.
  • All returns, including dividends, are reinvested.
  • The rate of return is constant over time. In reality, the actual rate of return will depend on investment performance, which can vary over time, and is rarely constant.
  • Results do not take into consideration inflation, taxes or fees.
  • This calculator works on a monthly compounding period. The calculation uses an effective rate of return based on the rate of return entered and the period combination selected.

Earn 3.80%* with Plum Interest

With easy access to your cash and no minimum or maximum contributions, Plum Interest is the flexible way to earn a return on your money.

It aims to follow the central bank base rate, so you can start taking advantage of higher interest rates right now.

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Plum Interest Earnings

*Variable Annual Percentage Rate projection correct as at 27/05/2024. Premium plan rate. 3.60% rate for Basic and Pro customers. Projected return is shown after fees. A projection isn’t a reliable indicator of future performance. Plum is not a bank. Capital at risk if you invest. Plum Interest is not a savings account.

Invest in your future today

Choose your level of risk and start investing in your future.

With over 3,000 stocks, over 40 ETFs and 5 cryptocurrencies to invest in, you can create and diversify your portfolio for the long term.

We've taken away the complicated financial jargon, lowered the fees and made all our options available from as little as €1.

Learn more on Stocks → Learn more on ETFs → Learn more on Crypto →
Plum Investments

It's good to know that, like any investment, there are risks involved. The value of your investments can go down as well as up. You should make your own decisions, conduct your own research, or seek independent advice. Please also note that cryptocurrency is an unprotected asset class and a high-risk investment. You could lose all your money and you will not be protected if something goes wrong.

Save time saving money

Thanks to our intelligent AI algorithm, you can automate your savings to reach your financial goals faster.

Discover our savings rules →

Plum Account

Get started for free

Our simple pricing includes an option for everyone. All paid subscription plans are free for 30 days. Cancel, upgrade or downgrade at any time. Compare our plans here


Our Basic account covers the essentials for building your wealth.


Make your money work harder through advanced rules and more investing options


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Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We are committed to protecting your privacy in line with our Privacy Policy.

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Download our app now to join 1 million+ others already putting their money into action.