Money, motivated.

Plum is the ultimate smart money app, helping over 1 million people to invest, save and manage their spending with automation.

Plum on iPhone and Android

Capital at risk when investing

Why Plum?

With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum.

Build your portfolio

Diversify your portfolio and invest manually or via automation.

Automate your savings

Choose between six Rules to make saving and budgeting effortless.

Track your spending

Top up your Plum Card and spend within an allocated allowance.

Capital at risk when you invest. Your investments can go down as well as up.

Investing in the stock market for everyone

Choose from +3000 brands like Amazon, Meta and Tesla, then start investing in company stock today with as little as €1. Capital at risk.

Learn more about Stock Investing →

Plum Investments

Unlock +1,800 new stocks

Diversify your portfolio and invest in the world's biggest brands.

Plum Crypto Investing

Introducing Crypto Investing

We’ve now enabled Cryptocurrency investing for you via services provided by Bitpanda. You can choose from five crypto coins and place unlimited trades.

Capital at risk. Cryptocurrency is an unprotected asset class and a high-risk investment. You could lose all your money and you will not be protected if something goes wrong.

Learn more about Crypto →

Save money automatically

Our smart algorithm analyses your spending and helps you save without even thinking about it 🤓

Learn about using your Plum Account →

Plum Account
Plum Account

Switch smart
spending on

Stress-free spending means sticking to a budget and tracking your money. The Plum Card makes this easy. Just load your card with an allowance and wave goodbye to overspending..

Start spending →

Get started for free

Our simple pricing includes an option for everyone. All options are free for 30 days. Cancel, upgrade or downgrade at any time.


Our Basic account covers the essentials for building your wealth.


Make your money work harder through advanced rules, cashback and investing.


Unlock the best of everything Plum has to offer and upgrade your investment options.

Commission-free trades*

Choose from brands like Apple and Tesla
*Other fees apply, Capital at risk

Low fees on Crypto trades

Pay just 2.5% flat fee from coins like Bitcoin and Ethereum
This is a high-risk investment. Capital at risk.

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend

Unlimited withdrawals

Withdraw as often and as much you like, with no hidden charges

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash

Gamify your deposits

Take on our 52-Week Challenge or tuck money away with the Rainy Days Rule


Create and customise extra Pockets and assign targets to help reach them quicker


Earn rewards from your favourite retailers when you shop with our app

Plum Card

A Visa debit card that lets you load budgeted spending money Issued by UAB PayrNet pursuant to licence from Visa

Tools to automate your investing strategy

Alerts notify you when your chosen asset reaches the set price, and recurring orders let you regularly invest a set amount

1,200 stocks

1,200 stocks

15 Pockets

3,000 stocks

15 Pockets


Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We are committed to protecting your privacy in line with our Privacy Policy.

Join the waitlist.

Be the first to know when we re-open for new customers!