Get your money motivated.

Plum is the ultimate smart money app, helping over 1 million people to invest, save and manage their spending with automation.

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for free

Available on iOS and Android
Plum on iPhone and Android

Capital at risk when investing

Introducing Plum Interest with up to 3.82%*

With easy access to your cash and no minimum or maximum contributions, Plum Interest is the flexible way to earn a return on your money.

It aims to follow the central bank base rate, so you can start taking advantage of higher interest rates right now.

Learn More
Plum Interest Earnings

*Variable Annual Percentage Rate projection correct as at 17/01/2024. Premium plan rate. 3.62% rate for Basic and Pro customers. Projected return is shown after fees. A projection isn’t a reliable indicator of future performance. Plum is not a bank. Capital at risk if you invest. Plum Interest is not a savings account.

Why Plum?

With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum.

Build your portfolio

Diversify your portfolio and invest manually or via automation.

Automate your savings

Choose between six Rules to make saving and budgeting effortless.

Buy and sell crypto

Diversify with 5 crypto coins provided via BitPanda GmbH.

Capital at risk when you invest. Your investments can go down as well as up. Cryptocurrency is an unprotected asset class and a high-risk investment.

Investing in the stock market for everyone

Choose from +3000 brands like Amazon, Meta and Tesla, then start investing in company stock today with as little as €1. Capital at risk.

Learn more about Stock Investing →

Plum Investments

Unlock +1,800 new stocks

Diversify your portfolio and invest in the world's biggest brands.

Plum Crypto Investing

Introducing Crypto Investing

We’ve now enabled Cryptocurrency investing for you via services provided by Bitpanda. You can choose from five crypto coins and place unlimited trades.

Capital at risk. Cryptocurrency is an unprotected asset class and a high-risk investment. You could lose all your money and you will not be protected if something goes wrong.

Learn more about Crypto →

Save money automatically

Our smart algorithm analyses your spending and helps you save without even thinking about it 🤓

Learn about using your Plum Account →

Plum Account

Get started for free

Our simple pricing includes an option for everyone. All options are free for 30 days. Cancel, upgrade or downgrade at any time.

Free

Our Basic account covers the essentials for building your wealth.

€2.00/mo

Make your money work harder through advanced rules, and investing.

€9.99/mo

Unlock the best of everything Plum has to offer and upgrade your investment options.


Get up to 3.82%* with Plum Interest

Easy Access. *VAR projection correct as at 17/01/2024. Capital at risk. Returns are not guaranteed.

Commission-free trades*

Choose from brands like Apple and Tesla
*Other fees apply, Capital at risk

Low fees on Crypto trades

Pay just 2.5% flat fee from coins like Bitcoin and Ethereum
This is a high-risk investment. Capital at risk.

Automated deposits

Our algorithm sets money aside little-but-often, and Round Ups save as you spend.

Unlimited withdrawals

Withdraw as often and as much you like, with no hidden charges.

Multiple Pockets

Separate your holiday spending cash from your dream house deposit stash.

Gamify your deposits

Take on our 52-Week Challenge or tuck money away with the Rainy Days Rule.

Goals

Create and customise extra Pockets and assign targets to help reach them quicker.

Repeat stock investments

Invest a fixed amount every day, week or month in your favourite stocks. Capital at risk.

Price alerts

Receive an alert when your chosen asset reaches your target price. Capital at risk.

3.62%*

1,200 stocks

3.62%*

1,200 stocks

15 Pockets

3.82%*

3,000 stocks

15 Pockets

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We are committed to protecting your privacy in line with our Privacy Policy.

Let's get started

Download our app now to join 1 million+ others already putting their money into action.