Automated Savings

Save money automatically

Our smart algorithm analyses your spending and helps you save without even thinking about it 🤓

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Plum Account

Earn 3.62%* with Plum Interest

With easy access to your cash and no minimum or maximum contributions, Plum Interest is the flexible way to earn a return on your money.

It aims to follow the central bank base rate, so you can start taking advantage of higher interest rates right now.

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Plum Interest Earnings

*Variable Annual Percentage Rate projection correct as at 21/06/2024. Premium plan rate. 3.42% rate for Basic and Pro customers. Projected return is shown after fees. A projection isn’t a reliable indicator of future performance. Plum is not a bank. Capital at risk if you invest. Plum Interest is not a savings account.

Plum Account

Supercharge your money ⚡️

Every few days, Plum does the maths and transfers the perfect amount into your Plum account, little by little, it adds up.

Whether you’re setting money aside for a holiday, house or rainy day, Plum will help you reach your goals faster, without having to change your lifestyle. See you at the beach 🌴

You’re in control

You can adjust how much Plum sets aside for you whenever you like. So, whether you feel ambitious or shy, just let Plum know.

Plum Moods
Plum Withdrawals

Withdraw anytime

When you’ve reached your goals, or just need some extra 💰 to pay for your dog’s operation (true story), you can withdraw at any time, as often as you like.

More ways to automate Plum 🛠

Turn these on, and Plum will save a lot more...


Plum analyses your income and expenses and calculate what you can safely set aside without affecting your daily life.

Round Ups

Get Plum to round up your past week transactions to the nearest 1 € and transfer the spare change.

Weekly Saver

Decide how much you want to set aside each week and Plum will automatically save it for you.

52-Week Challenge

Starting with 1 € in the first week, 2 € in the second and moving up to 52 € in the final week, you’ll save 1 378 € in a year 🤯

Rainy Days

Once activated, Plum will save extra cash automatically, each day it rains where you live.

Pay Days

The best time to set money aside is when you get paid. Tell Plum the amount and it'll do it automatically for you 🙌

Secure, human, helpful

Your security and privacy lie at the heart of Plum, because we know there’s no room for compromise when it comes to money.

From helpful humans to secure tech, we have you covered.

Security, not through obscurity.

Tech that keeps you safe

We support face & fingerprint ID and use 256-bit TLS encryption.

Here to help 7 days a week

Got a question? Talk to our team through your app or send us an email.

Data privacy

We are committed to protecting your privacy in line with our Privacy Policy.

Common Questions

Plum analyses your transactions and then identifies your regular income, rent, bills and daily spend. Using this and other factors like your available balance, our smart algorithm runs every few days and calculates an affordable amount to set aside for you automatically.

Plum’s algorithm was developed with the help of our friends at MIT and CERN, so we like to think it's pretty smart.

Read more on our algorithm here.

Plum aims to transfer an amount into your Plum account every 4-5 working days. If it can’t set aside on one day (let’s say because you had a low balance), it will attempt to set aside the next one.

You can withdraw from your Plum account by typing ‘withdraw’ or tapping the ‘Home’ menu button and then tapping ‘Withdraw’ on the Account card.

There is no limit of withdrawals nor fees for withdrawing money.

Read more on withdrawing here.

Plum uses an Electronic Money Provider to set up and administer an E-Wallet for you. Our provider of E-Money maintains your Plum Wallet.

If either Plum or our E-Money Provider were to go out of business, you can make a claim to get your money back. We don’t foresee either Plum or our providers ever being in this situation, but because we know just how important your money is, we do everything in our power to keep it safe for you.

If you have any other questions you can visit the full FAQ.

If you have any other questions you can visit the full FAQ.

Let's get started

Download our app now to join 1 million+ others already putting their money into action.